The price tag is only the start.
A car, a flat, a wedding, a school: the real cost hides in EMIs, fuel, taxes and fees. Put in your own numbers, get a straight answer, and print it to talk it over at home.
Pick a calculatorOwning a ₹15 L car for 7 years
Car, ex-showroom15,00,000
Road tax and registration1,00,000
Loan interest, 5 years3,32,943
Fuel, 7 years3,30,000
Insurance and servicing3,50,000
Parking and tolls1,40,000
What it really costs₹27,52,943
Per year₹3,93,278
Not affordableon ₹10 L a year
What are you deciding?
Income & tax
Saving & investing
- Emergency fundHow much should I keep aside for a job loss or a hospital bill?
- SIP for a goalHow much should I invest each month, raising it every year, to reach a goal?
- Retirement corpusHow much do I need to retire, and will my savings last?
- Gold: jewellery or ETF?Is jewellery a good way to save in gold, or is an ETF better?
- Sukanya Samriddhi and PPFWhat will my yearly deposits in SSY or PPF grow to?
Insurance
Home
- Rent or buy?Buy a flat on EMI, or rent and invest the difference?
- True cost of a houseWhat will I actually pay above the base price, and can I afford it?
- What did my flat really earn?The price doubled, but what did I make after interest, stamp duty and tax?
- Prepay the home loan or invest?I have a lump sum: should it go to the home loan or into investments?